Your LLC, ready for a bank account

Why Relay works for Texas LLC owners

Once the LLC is filed, the next thing most owners need is a real business bank account that keeps everything separate. Relay does that, and it scales with owners who run several companies, several income streams, or books that a real accountant has to close.

Multiple accounts, one clear picture

Plenty of small business owners run everything through one checking account, which makes it nearly impossible to see how the business is really doing. Relay lets you open up to 20 checking accounts on one platform, so you can set money aside by category (payroll, taxes, operating expenses, owner's draw) and see where every dollar lives. Each account gets its own Visa debit card and activity feed. Run more than one Texas LLC? Give each company its own account. No commingling, no guesswork at year-end.

Team access with the right permissions

A growing business brings in help: employees, contractors, bookkeepers, accountants. With Relay you control what each person can see and do. Add team members with view-only access, let them spend up to a set limit, or give your accountant read access without exposing sensitive account details. No shared passwords.

Connects with the tools you already use

Relay connects directly with QuickBooks Online, Xero, Gusto, and Stripe. Transactions sync automatically, so there's no manual entry, no spreadsheet reconciliation, and no chasing your bookkeeper for exports. The numbers you see match the money you have.

No monthly fees, no minimums

Traditional business accounts often carry monthly maintenance fees, minimum balances, transaction limits, and wire fees that chip away at your margins. Relay has no monthly fees, no minimum balances, and no fees on incoming wires, so banking costs stay predictable and low.